Decide, resolve, then let us collect.
About 80% of getting an invoice paid isn't reminding — it's fixing what's in the way: a missing PO, a reference that doesn't match, a dispute nobody logged, a customer with no email on file. Reminder tools do the other 20%. collects.io does both, inside the guardrails you set.
Two weeks free. £1 card check, refunded. Nothing is sent to your customers. Switch off before day 14 and you pay nothing.
- Missing PO
- Reference mismatch
- Unlogged dispute
- No email on file
- Broken promise to pay
How does collects.io work with my Xero ledger?
You connect Xero and collects.io reads your sales invoices, payments and the emails about them. It finds what is stopping each unpaid invoice being paid and proposes the fix. On Collect it sends the fix from your own mailbox, inside the controls you set. Every decision is logged, and exceptions wait for a person.
See it work — narrated by the engineer who built it
Three short walk-throughs of the live platform, with voice-over and captions. Demo data, not a customer's ledger.
Four steps
Connect Xero, read-only
Sign in with Xero and choose the organisation to connect. collects.io connects one Xero organisation per account. It takes a few minutes. We read; we never write to your ledger.
Next: your dashboards build from your ledger.See everything — Visibility
Every dashboard and analytic, with our AI working through your ledger in the background: why each invoice is unpaid, what is blocked, what it is costing you. Nothing is sent to your customers.
Two weeks free, then priced on your annual invoice volume.You hold the controls
Sending limits from day one, and no emails at weekends, or on UK bank holidays if you switch this on. Pause any customer or any invoice. Escalation reviews at day 14 and 60; the day-90 formal notice waits for your approval.
Resolve and collect — Collect
One click up from Visibility. The engine finds why each invoice is unpaid, resolves it and collects it. Emails go from your own mailbox and you see every conversation.
Billing for Collect starts on upgrade.
Two weeks free. £1 card check, refunded. Nothing is sent to your customers. Switch off before day 14 and you pay nothing.
How much of the job it covers
Assist mode: the AI proposes and the rules engine applies it, under its own controls. Full method in the capability paper on the Safe AI & Security page. *Our first live customer, Say Digital Ltd (MOHARA), is also our build partner.
Built for UK businesses on Xero
- Xero on your sales ledger
- Between 300 and 10,000 sales invoices a year
- Customers paying you beyond 37 days
- At least 70% of your debtors reachable by email
- Not for B2C ledgers, or sales billed only through a main contractor's payment portal
Not on Xero yet?
collects.io works with Xero today. Tell us which accounting system you use and we'll email you when we work with it.
Start with Visibility. Move to Collect when you're ready.
Two weeks free. One click to upgrade, whenever you want it.
Two weeks free. £1 card check, refunded. Nothing is sent to your customers. Switch off before day 14 and you pay nothing.
What happens when you click Start 2 weeks free
- Start 2 weeks free. Enter your organisation name and work email, or sign up with Xero. You accept our terms on this screen.
- Set your password from the invitation email. If it isn't in your inbox within a few minutes, check junk.
- Connect Xero. You sign in on Xero's own screen and choose the organisation to connect. collects.io connects one Xero organisation per account. Read-only. We verify your card with a £1 charge, which we refund.
- See your own numbers about 2 minutes after you connect: the 29 analytics, on your live ledger. Nothing is sent to your customers.
- Before day 14 we email you the date and amount of your first payment. Switch off before then and you pay nothing. Otherwise Visibility continues on a 12-month plan, paid monthly.
- Upgrade to Collect whenever you're ready. We start working your overdue invoices, and you add a per-invoice fee only on the invoices we collect. A new 12 months starts from the day you upgrade.